MosesTab Editorial Team
2026-02-21
Gone are the days when tithing meant remembering to bring cash or a checkbook to Sunday service. Today, millions of church members pay their tithes online — and it's often easier, more consistent, and more secure than traditional giving.
Whether you're new to digital giving or looking for a better way to manage your tithes, this guide walks you through everything you need to know about paying tithes online.
There are practical reasons why online tithing has become the preferred method for many believers:
Consistency. Life gets busy. You travel, get sick, or simply forget your wallet. When your tithe is set up as a recurring online payment, it happens automatically — even when you can't be at church in person.
Convenience. Give from your phone, tablet, or computer at any time. No need to stop at an ATM before service or write out a check.
Security. Reputable church giving platforms use bank-level encryption. Your payment information is more secure than handing over a check with your bank account number printed on it.
Record keeping. Online giving automatically tracks your donations throughout the year. No more digging through envelopes at tax time — your giving history is available in your account.
Faithfulness to first fruits. When you set up recurring giving on payday, your tithe goes to God first, before you spend on anything else. This aligns with the biblical principle of first fruits (Proverbs 3:9).
Most churches today have a digital giving option. Look for:
If you're unsure, ask your church office. They'll be happy to point you in the right direction.
When you visit your church's online giving page for the first time, you'll typically need to:
Most platforms save your information so future giving takes just a few taps.
This is the most powerful feature of online tithing. Instead of remembering to give each week or month, set up an automatic recurring gift:
Recurring giving ensures you never miss a tithe, even during vacations, illness, or busy seasons.
At the end of the year, your church can generate a giving statement showing all your online donations. This is essential for claiming your charitable deduction at tax time.
Many church management platforms like MosesTab generate these statements automatically, so you don't even need to ask.
There are several methods available depending on what your church supports:
The most common method. Visit your church's giving page, enter your amount, and pay with a card or bank transfer. Many churches use platforms like MosesTab, which provides a secure, mobile-optimized giving experience.
Some churches offer text-to-give, where you simply text a dollar amount to your church's number. For example, texting "GIVE 100" to your church's SMS number triggers a secure payment link. It's the fastest way to give during a service.
Your bank's bill pay feature can send a check to your church on a recurring schedule. While this is technically an online method, it's slower since the bank mails a physical check.
Some smaller churches accept tithes through apps like Zelle, PayPal, or Cash App. While convenient, these often lack proper donation tracking and tax receipt generation.
For the best experience, a dedicated church giving platform is recommended — it provides proper receipts, fund allocation, and year-end statements.
Some believers wonder whether digital giving "counts" the same as putting cash in the offering plate. The short answer: absolutely.
The Bible focuses on the heart behind giving, not the method. Paul wrote in 2 Corinthians 9:7, "Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver."
Whether you hand over cash, write a check, or tap a button on your phone, what matters is that your giving is:
Online giving can actually enhance these qualities. Setting up a recurring tithe on payday is one of the most intentional, consistent, and first-fruits-aligned ways to give.
The word "tithe" means "tenth," so the traditional standard is ten percent of your income. But which income?
Gross income means tithing on your total earnings before taxes and deductions. Many Christians prefer this, citing Proverbs 3:9's instruction to give from "the firstfruits of all your crops" — the full amount before anything is taken out.
Net income means tithing on your take-home pay after taxes. Others feel this is more practical, especially since taxes aren't optional.
The Bible doesn't specify gross versus net. What it does emphasize is generosity, consistency, and a willing heart. If you're just starting to tithe, begin where you can and grow from there.
Use a free tithe calculator to figure out your exact amount based on your income type and pay frequency.
Automate it. Set up recurring giving tied to your pay schedule. Automation removes the decision fatigue and ensures faithfulness.
Give first. Schedule your tithe before other automatic payments. This honors the first fruits principle.
Review quarterly. Check your giving history every few months to ensure your recurring amount still reflects your current income.
Increase with raises. When your income grows, update your recurring tithe to match. Celebrate the blessing by giving proportionally.
Keep your payment method current. If your card expires or you switch banks, update your giving profile so your tithe isn't interrupted.
If you're a church leader reading this, making it easy for members to pay tithes online is one of the most impactful things you can do for your church's financial health.
Churches using MosesTab's online giving software can:
Getting started takes just minutes, and there's a free plan available so you can begin accepting online tithes today.
Is paying tithes online the same as tithing in church? Yes. The Bible emphasizes the heart and intention behind giving, not the method. Paying your tithe online is just as valid as placing cash in an offering plate. Many argue it's even more aligned with the first fruits principle, since you can automate it to give on payday before spending anything else.
Can I deduct online tithes from my taxes? Yes, as long as your church is a registered 501(c)(3) organization and provides a donation receipt or giving statement. Most online giving platforms automatically track and generate these records for you.
What is the best way to pay tithes online? The best method is through your church's dedicated giving platform, which provides proper tax receipts, fund allocation, and recurring giving options. Text-to-give is also popular for in-service giving. Avoid informal methods like Venmo that don't generate proper donation records.
Should I tithe on gross or net income? The Bible doesn't specify. "Gross" advocates point to Proverbs 3:9's instruction to give from first fruits. "Net" advocates note that taxes are mandatory deductions. The most important thing is to give consistently and generously from a cheerful heart (2 Corinthians 9:7).
About the Author
Researched and written by the MosesTab team, the people who build MosesTab's church management software. About MosesTab
Published on 2026-02-21 in Church Leadership · 8 min read
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