Online donation platforms ranked by fees, donor experience, recurring giving, and ChMS integration.
Church online giving has standardized around a few processor models — Stripe-based (lowest all-in fees), legacy processor-based (higher fees, often bundled with ChMS), and donor-app-based (polished mobile experience, premium pricing). The right choice depends on whether giving is the primary church-software priority or one feature among many.
For churches where mobile giving drives meaningful engagement, dedicated giving platforms (Tithe.ly, Pushpay) deliver polished donor experiences worth paying for. For churches where giving is one of many features, all-in-one ChMS platforms with built-in Stripe-powered giving (MosesTab, ChMeetings) typically come out cheaper at the all-in level.
This ranking compares the most-used giving platforms on processing fees, recurring giving features, donor experience, and integration with broader church management.
Each platform was evaluated on processing fees (cards and ACH), recurring giving setup, mobile/donor experience, ChMS integration, and pricing transparency. Fee figures come from each vendor's public pricing page. Where vendors require a sales call for pricing (Pushpay, some Subsplash tiers), figures reflect publicly reported ranges.
All-in-one church management with modern AI tools
MosesTab uses Stripe Connect at standard processor rates (2.9% + 30¢ cards, 0.8% capped ACH) with no platform fee on top. Donations integrate with member profiles automatically — no separate giving + ChMS reconciliation.
Church giving and engagement platform
Tithe.ly's giving experience is genuinely best-in-class on mobile. The donor app and recurring giving flows are polished. Free giving-only tier works for churches that don't need ChMS.
Mobile-first church giving and engagement platform
Pushpay's giving experience is enterprise-grade with strong donor retention analytics and tight Church Community Builder integration. Premium pricing and sales-led — built for 1,000+ member multi-campus churches.
A mobile-first giving app for churches
Givelify charges 2.9% + 30¢ with no monthly fee — strong for churches that only need giving and want zero recurring software cost. Trade-off: no ChMS integration and recurring giving is less polished than Tithe.ly or Pushpay.
Church app and giving platform
Subsplash giving is part of the broader Subsplash platform. Strong if you want app + giving + ChMS in one bundle, premium-priced relative to standalone giving.
Payment processing for faith-based organizations
Vanco (formerly GivePlus) has been around long enough that thousands of churches have used it for years. Fees commonly run 3.0–3.5% all-in — higher than Stripe-based competitors. Established but pricier than modern alternatives.
Online giving platform for churches
EasyTithe's ACH/eCheck rates are among the lowest in the category, which matters if a meaningful share of giving is via bank transfer. Card fees are standard.
Multi-channel giving platform with kiosk support
SecureGive's strength is kiosk and tablet-based giving for in-service donations. If a meaningful share of giving happens at physical kiosks, the dedicated kiosk experience is worth evaluating.
Card processing on Stripe-based platforms (MosesTab, Tithe.ly) is 2.9% + 30¢ per transaction. ACH/bank transfer is typically 0.8% capped at $5. Legacy processors (Vanco, some Pushpay tiers) often run 3.0–3.5% all-in once platform fees are layered on top of processor fees. Always verify the all-in number, not just the processor rate.
If giving is the central member experience and you already have a ChMS, a giving-only platform (Tithe.ly, Givelify) gives you the most polished donor experience. If you want member data and giving in the same place — donations on each member's profile, automatic year-end statements without reconciliation — a full ChMS with built-in giving (MosesTab, ChMeetings) is simpler.
Donors enter card or bank info once and authorize a recurring schedule (weekly, monthly, etc.). The platform charges automatically until the donor cancels. Most platforms let donors manage their own recurring gifts via a member portal. Note: PCI compliance prevents transferring stored card numbers between platforms — switching giving providers requires recurring donors to re-authorize.
Donations to qualified 501(c)(3) churches are tax-deductible for the donor. Processing fees paid by the church are operating expenses, not donations — they don't affect the donor's deduction. Some platforms let donors optionally cover the processing fee on their gift, which preserves the church's full intended donation.